Payment Options

Buy Now Pay in 6 months is available on selected items from Swell UK. Get the equipment you want today but don't pay a penny for a whole 6 months. Then either settle the loan Interest Free or spread the cost over 48 monthly payments (APR 29.90%).

Example: Payment Plan for: £500.00

This means your first payment is deferred by 6 months followed by 42 monthly instalments respectively. The loan is effectively INTEREST FREE if settled in the deferred period.

• Monthly repayments : Buy Now Pay in 6 Months: £20.46
• Cash amount: £500.00
• Number of repayments: 42
• Balance payable: £859.11
• Annual percentage rate: 29.90%

0% finance is available on selected items from Swell UK. Spread the cost of your purchases over 12 equal monthly payments and it costs you nothing extra.

Example: Interest Free Plan for: £500.00

• Monthly repayments : Interest Free: £41.67
• Cash amount: £500.00
• Number of repayments: 12
• Balance payable: £500.00
• Annual percentage rate: 0%

Finance is available on all orders over £150.00. If you want to spread the cost of your purchases, select this option to pay over 24 or 36 monthly instalments (APR 29.90%).*.

Example: shown is 36 month option

3 Year Interest Bearing Plan for £500.00

• Monthly repayments : 3 Year Interest Bearing: £20.24
• Cash amount: £500.00
• Number of repayments: 36
• Balance payable: £728.64
• Annual percentage rate: 29.90%

In order to apply for credit with able2buy®, you must:

1. Be between 18 and 85 years of age
2. Be either:
   -In full time employment (i.e. 16 hours or more per week).
   -Self-employed.
   -Retired and over 50 years of age.
3. In receipt of an invalidity or disability allowance.
4. Have been a UK resident for 12 months or more.
5. Be able to make repayments by direct debit.
6. Provide your previous address if you have lived at your current address for less than 3 years.